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Christmas club
The Christmas club is a savings program that was first offered by various banks in the United States during the Great Depression. The concept is that bank customers deposit a set amount of money each week into a special savings account, and receive the money back at the end of the year for Christmas shopping.
==Origins==
The first known Christmas club started in 1909, when Merkel Landis, treasurer of the Carlisle (Pennsylvania) Trust Company, introduced the first Christmas savings fund. The club generated 350 customers who saved about $28 each, and the money was disbursed on December 1 of that year.〔Joseph Nathan Kane, ''Famous First Facts'', 4th ed., (Ace Books, 1974) p. 93.〕 The January 2, 1920, edition of the Belvidere, Illinois Daily Republican announced that the town's State Farmers Bank was encouraging parents to enroll their children in the Christmas Banking Club "to develop self-reliance and the saving habit".
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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